Why You Should Insure Your Engagement Ring

Why You Should Insure Your Engagement Ring | Pine Barren Beauty | Jeweler's Mutual Insurance Group | The Mrs. Box | Henri Daussi Engagement Ring

Thank you, Jewelers Mutual Insurance Group, for sponsoring this post. As always, all opinions are my own. Thank you for supporting the brands who support Pine Barren Beauty xo! 

After Rob & I got engaged, one of the first things I was told was to make sure we insured my ring. This may seem like a no brainer, but in the moment, your head is in the clouds and the thought might not even cross your mind (it didn't cross mine until I was told)! But once you think about it - it totally makes sense that insuring your engagement ring should be one of the first things you do after getting engaged and here's why:

YOUR MAN WORKED HARD TO GET YOU THAT RING!

And my guess is it's worth a pretty penny! I know how hard Rob works day in and day out. The fact that he saved his own money to buy me a beautiful ring means so much. I would hate to see something happen to my ring without insurance. Without coverage, he would have to save up all over again to replace it and that's not fun! He would probably make me contribute haha 😝

ACCIDENTS HAPPEN

Seriously. You NEVER know what can happen. Wouldn't you feel so much better knowing that your ring is protected just in case something happens to it? I know it was a huge relief for me, especially for the times that I forget to take it off before heading to the gym. I try to be so diligent with this, but sometimes it's just not what I'm focused on before heading out the door. 

Why You Should Insure Your Engagement Ring | Pine Barren Beauty | Jeweler's Mutual Insurance Group | The Mrs. Box | Henri Daussi Engagement Ring

WHY I INSURED MY RING THROUGH JEWELERS MUTUAL INSURANCE GROUP

When figuring out who to insure my ring through, we ultimately decided to go with Jewelers Mutual Insurance Group. They gave the most coverage and had the best price; not to mention the process was SO easy!

When you head over to their site, you can get a free quote. If you like the price, you can apply for coverage and then you're set. It seriously takes less than five minutes, and your policy will be mailed to you or you can have access to it online. I chose to have mine mailed so we could review it and file it, knowing exactly where it is. 

Jewelers Mutual offers coverage for loss, theft, damage, and disappearance. This coverage also extends world wide! So say you're snorkeling in Bora Bora (a girl can dream, right?) and later that day, you realize your ring is gone and it's most likely laying at the bottom of the ocean - that's covered. Even if you realize your ring is missing and you just can't explain why - that's covered too! 

Jewelers Mutual also makes it super easy to add to your policy. At any time, you can insure both your wedding bands, as well as any other pieces of jewelry you hold near and dear to your heart! It feels so good to know that I can wear my ring worry free now that it's insured! 

Why You Should Insure Your Engagement Ring | Pine Barren Beauty | Jeweler's Mutual Insurance Group | The Mrs. Box | Henri Daussi Engagement Ring

My pretty little ring box was gifted to me from The Mrs Box! Pink velvet and a silver foil monogram? YES PLEASE. I'm linking my exact box here, but they have endless color & monogram options! This would make THE perfect engagement or shower gift for any bride to be! I'm seriously obsessed with mine. It gives my ring a home for when I'm in the shower, at the gym, etc. because there are definitely places you don't want to wear your ring! 

As always, thank you so much for reading!

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xo


BridalMegan17 Comments